Calculate your monthly loan installment (EMI) and see the full repayment breakdown including total interest paid.
Loan Details
Monthly EMI (কিস্তি)
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Principal
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Total Interest
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Total Payment
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Interest Share
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Repayment Schedule — First 12 Months
Month
EMI (৳)
Principal (৳)
Interest (৳)
Balance (৳)
Bangladesh Bank Loan Rate Reference
Home Loan: 8% – 12% per year
Car Loan: 10% – 14% per year
Personal Loan: 12% – 18% per year
Formula: EMI = [P × R × (1+R)^N] ÷ [(1+R)^N – 1]
Frequently Asked Questions
EMI stands for Equated Monthly Installment. It is the fixed amount you pay to the bank every month to repay your loan, which includes both the principal and interest components.
You can reduce EMI by: (1) increasing the loan tenure, (2) making a larger down payment to reduce the principal, or (3) negotiating a lower interest rate with your bank.
Home loan interest rates in Bangladesh generally range from 8% to 12% per year depending on the bank and loan type. Government housing loans (BHBFC) may offer lower rates around 7-9%.